Seth Risk Management is a fully independent risk management firm that specializes in working with high net-worth business owners, individuals, athletes, and entertainers.
With over 20 years of experience, our firm offers innovative and unique solutions to help our client achieve their financial goals.
With our all-encompassing approach, we conduct a comprehensive analysis on current plans in place while focusing on potential cost savings through tax mitigation, cost containment, and wealth protection.
In addition, we have a robust practice providing Employee Benefits and Property & Casualty insurances to help business owners navigate the ever-changing marketplace.
RISK MANAGEMENT
PLANNING
Life. Disability and Long Term Care insurances are essential tools that are typically used to help protect families after the passing of a loved one or protection from a debilitating event. We also provide other variations of insurance programs that can be utilized to accumulate assets in a tax efficient manner, provide tax-free distributions for the later stages of life and/or provide diversification by utilizing these platforms on a non-correlated asset class.
Types of Policies:
Term | Whole Life | Universal Life | Indexed Universal Life | Survivorship | Disability Insurance | Long Term Care
TAX- MITIGATION PLATFORMS FOR BUSINESS OWNERS
We offer a multitude of tax mitigation programs for business owners which provide tax-efficient planning beyond traditional means.
Many of our proprietary programs allow business
owners to put away additional dollars for themselves or their partners exclusively on a pre-tax basis.
Types of Platforms:
Restricted Property Trust | Qualified (Retirement) Plan Analysis & Design | Non- Qualified Deferred
Compensation | Key Man/Key Person Retirement Solutions | Buy/Sell Insurance
EMPLOYEE BENEFITS
We take proactive measures by and gaining and understanding each organization's unique history, competitive challenges, and future initiatives. We combine the perspectives and insights of the staff, human resources professionals, and executives, together with our decades of experience to find the best possible options for each organization. Through the strength of our management team, our geographic presence, and our world class service, we are proud to provide our clients with best-in-class services that meet their growing needs.
Types of Benefits:
Group Benefits | Health Insurance | Group Vision & Dental | Self-Insurance | PEO Broker | Group Term Life Insurance | Additional Ancillary Coverages
ESTATE
PLANNING
STRATEGIES
By working in conjunction with our clients' Trust & Estate attorney/accountants, we provide tools that enhance their current estate plans. We have solutions that allow our clients to pass on assets in a tax-effective manner that provide tax- free liquidity to the next generation in powerful ways.
Types of Planning:
Split-Dollar | Premium Financing | Intergenerational Split Dollar | Current Plan | Analysis/Redesign | Gifting Mitigation
PROPERTY &
CASUALTY INSURANCE
From homes and cars to buildings and equipment, our Property & Casualty team works diligently to protect individuals and businesses from any potential losses. With a team specializing in both personal lines and commercial lines, we provide a vast array of coverages through exclusive A-rated carriers.
Types of Policies:
General Liability | Workers' Compensation | Project Specific | Bonding | EPLI | E&O/D&O | Malpractice | Home, Auto, Umbrella, Planes, Boats
OUR PHILOSOPHY
Seth Risk Management takes an overall approach to the risks of individuals and businesses.
Insurance products can help to mitigate risks as they arise. Whether it is property and casualty or life insurance, Seth Risk Management will work with its network of brokers to provide the correct risk management option.
Not only will Seth Risk Management work to deliver the correct insurance products, but they will also determine which product meets your short term and long term needs. And, we will also look at tax savings, tax impacts, and other benefits that are available to you and your company.